Tel: 01738 624872 Email:

18 August 2017
Borrow from PKCU

We offer ethical loans to our members.

  • No arrangement fees
  • No penalties for early repayment
  • No hidden charges

PKCU will only offer you a loan if we are sure you will be able to afford the repayments. We can sometimes offer loans to people who would be turned down by other lenders.

To access most of our loans, you must be a member of the credit union and have been saving with us for at least 3 months. We do also offer Freedom Loans, which you can access as soon as you join PKCU, under certain conditions.

Click on the menu to the left to see examples. All loans (other than Freedom Loans) can be repaid weekly or monthly. Once you have successfully repaid half of your loan, you may be eligible for a top-up loan.

Click to DownloadDownload Loan Application Form (228kb)

Perth and Kinross Credit Union Tel: 01738 624872 Email: Web:
Authorised by the Prudential Regulation Authority and Regulated by the Prudential Regulation Authority and Financial Conduct Authority