Tel: 01738 624872 Email: firstname.lastname@example.org
Your credit union
Credit unions are financial cooperatives owned and controlled by their members. They offer savings and great value loans, plus they are local, ethical and know what their members want.
Each credit union has a ‘common bond’ which sets out who can join it. In Perth and Kinross Credit Union’s case, this bond allows anyone who live or works in the Perth and Kinross council area to become a member.
Credit unions are not for profit organisations, so any trading surplus is re-invested into the business or paid out in dividends to the members. The only shareholders in a credit union are the members who use its services.
How we work
As a member-owned organisation, Perth and Kinross Credit Union has a volunteer Board of Directors that shapes our strategy and policies.
Board members give their time for free. The day-to-day management and operations are delegated to our manager, Anne Walker, and a tea m of volunteers.
The Board is responsible for making sure the credit union is well managed, operates within agreed budgets and complies with the law. Directors are elected yearly by the membership ad the Annual General Meeting, for a term of three years.
You can downlaod our Annual Report and AGM minutes from our Publications page.